Turtleford Credit Union offers the following card services:
  •  Member Card® Debit Card
  • Global Payment Mastercard
  • Mastercard Credit
  • Merchant Services
For a lost Member Card Debit Card or Mastercard call: 1-800-LOST-111 (1-800-567-8111) FOR CANADA and U.S. OR 1-(306) 566-1276 (COLLECT FROM ELSEWHERE).

Member Card Debit Card

This card allows you instant access to your funds for making purchases at participating merchants and through Automated Teller Machines. All you need is your MEMBER CARD Debit Card PIN (personal identification number) to gain confidential access to your accounts.

  • Withdraw cash at ATMs displaying the ACCULINK®, INTERAC†, AND CIRRUS® LOGOS.
  • Make deposits at any credit union ATM. Deposits are verified next business day at which time you will be able to access the deposited funds.
  • Transfer money to and from accounts within the same membership number.
  • Buyer Protection - Full 90 days after the purchase using your Member Card Debit Card, the item is protected if it is lost, stolen, dropped and broken or even consumed in a fire (valid claims will be satisfied by either replacing the lost or damaged item, or by cash payment in an amount not to exceed the amount of the total purchase price).
  • Extended Warranty- Double the warranty period of a purchased item up to one year, as long as the manufacturer’s warranty is valid in Canada for 5 years or less. Shopping at a merchant who doesn’t offer interac Direct payment – make a purchase using a cheque drawn on your insured account and receive the same protection for your purchase.

Foreign Currency ATM and POS Member Card Debit or Mobile Transactions: Foreign currency Member Card transactions are processed by our foreign network partners (Mastercard International, NYCE*), who determine the currency conversion rate. A 2.5% administration fee is added to the transaction amount presented for authorization on your account.


Additional fees may be charged by ATM owners as part of the transaction amount.

Global Payment Mastercard

The GLOBAL PAYMENT MasterCard card offers you the convenience, flexibility, and worldwide global acceptance of a traditional MasterCard credit card. GLOBAL PAYMENT MasterCard can be used anywhere MasterCard is accepted including shopping online and accessing cash at an ATM. But, unlike the traditional MasterCard credit card, the funds are automatically moved from your credit union to pay off the balance after the transaction is completed. GLOBAL PAYMENT MasterCard is a convenient extension of your account and is only available through your credit union.

  • Purchase Protection Insurance – Most purchases you make with your Global Payment card are automatically insured against theft or damage for a full 90 days from the date of purchase.
  • Extended Warranty  Insurance – Doubles the original manufacturer’s warranty up to one extra year on most purchases. COMMON CARRIER TRAVEL INSURANCE – Up to $100,000 for you and your immediate family when you pay for the entire travel tickets by Mastercard including a deposit if there is any.
  • Accidental Death Insurance – Up to $1000 provided to card holders.
  • Master Road Assist – Provides 24 hour roadside assistance anywhere in Canada or the continental US at preset reasonable rates.

Mastercard Credit Card

Many card options ranging from No fee to Platinum

Many Valued Features:

  • Global Acceptance
  • ATM access
  • Lost/Stolen Card Assistance
  • 90 Day Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Cards and Cash
  • MasterRoad Asssistance

Join the Flexible Choice Rewards Loyalty Program to  and earn points on dollars spent

Redeem points for merchandise, travel packages and travel certificates
For further information on Credit Union Mastercards please visit

Merchant Services

Unified Network Payment Solutions (UNPS) is a full-service merchant card processor that enables Canadian businesses to meet the payment needs of their clients. UNPS is a partnership between First Data Merchant Services (FDMS) and CU Electronic Transaction Services (CUETS). UNPS enables merchants to accept Mastercard®, VISA®, American Express®, Diners Club®, and INTERAC† direct payment. UNPS, in conjunction with credit unions and caisses populaires across Canada, provides a number of innovative transaction processing technologies.


  • Minimal set up fees apply
  • Monthly rental fee and per item transaction fees apply
If you have other financial requirements please contact our office.